I could really go into depth about all the houses we pined over and considered looking at and the pain of the fact that the bank took forever to get back to us, but I feel like jumping to the end because it won't lead you along.
We finally reached someone else at the bank and she was very nice and helpful. She gave us some good news, namely that we would be approved for more money than we originally thought. Then, she gave us bad news, namely that the wifefayse doesn't have enough credit for us to be approved for a loan and that we should work on that before considering buying a house.
So, this may sound like bad news to you, but surprising